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If you are having trouble finding a statute by using the steps outlined just above, get to your state’s page on Justia.com as described above, and enter “foreclosure” and/or “mortgage” and/or “default” in the search box. That will most likely turn up links to the various foreclosure statutes.

But beware of this method of searching. Quite possibly, you will turn up only one statute at a time. Bankruptcy and foreclosure statutes come in swarms, and you need to be able to see the entire array (called the statutory scheme) to fully understand what you are looking at. For example, if you are looking for statutes dealing with restitution or notice before the foreclosure sale, you may find only one of these statutes and not be aware of the others.