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How BPPs Can Help You

BPPs are not lawyers, but they are familiar with the bankruptcy courts in your area. Their sole job is to complete your bankruptcy forms, using information that you provide about your debts, property, income, expenses, and financial transactions during the previous year or two. They can’t give you legal advice or answer questions about how bankruptcy will affect your debts or property.

A BPP doesn’t represent you. When you use a BPP, the court considers you a “self-represented debtor.” This means that you are responsible for gathering the necessary legal information and making the appropriate decisions in your case. You might get the information and advice you need from a bankruptcy lawyer or from a do-it-yourself law resource, such as this book or other Nolo books. But you cannot, legally, pass this responsibility on to a BPP.